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What are payday and installment loans?

Payday loans are short-term loans that don’t require any collateral. They are also known as cash advances, and are usually under $1,000. Installment loans are usually larger amounts than payday loans (under $5,000).

What is a personal loan?

Personal loans also don’t require any collaterals. They can go up to $15,000 with the term determined by the lender. With personal loans, you are free to spend it on anything you wish. How you use it is completely up to you!

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